We often hear people talk about the impending LTC situation in America, but it is already upon us.  Why should we be engaging with financial professionals and family members on LTC planning?  Here’s why. Most Baby Boomers have reached retirement age, so the need for LTC is increasing exponentially. 10,000 people turn 65 each day and 70% of adults who live to age 65 will need long term care in the future.